Masyarakat, Kebudayaan dan Politik
ISSN Lama 0216-2407, Baru 2086-7050
Vol. 17 / No. 1 / Published : 2004-01
Order : 3, and page :27 - 43
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Original Article :
Perbedaan kinerja bank sebelum dan sesudah fit and proper test
Author :
- Toto Warsoko Pikir*1
- Dosen Fakultas Ekonomi Universitas Katolik Widya Mandala, Surabaya
Abstract :
As the economic crisis happens, there were lots of bank went bankrupt and closed by Bank of Indonesia. To save other banks, government is restructuring the credit, developing national board on the bank (BPPN) and condicting fit and proper test for bank investors, commite and executive management. The latter is aims to get a better quality of human resources so that the good corporate governance is applied and the whole bank performance will improve. The purpose of this research is to describe difference bank performance before and after fit and proper test is applied. CAMEL contains CAR, RORA, NPM, ROA, BOPO, NCMR, and LDR is applied to evalute bamk performance. Twenty-five national private banks in Indonesia were selected as the sample. This research revealthat there is no difference in bank performance before and after fit and proper test applied, altought the NCMR and LDR are better after the test. Furthermore, after two years of application of good corporate governence, bank performance is not affected.
Keyword :
Ratio CAMEL, CAR, RORA, NPM, ROA, BOPO, NCMR, LDR, ., ., ., .,
References :
Horne, James C. Van,,(1998) Fundamental of Financial Management. Tent Ed New Jersey : Prentice-Hall International Edition, Inc
Kolb. B.A & DeMong, R.F,(1998) Principle of Financial Management. Second Ed Illinois : IRWIN
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