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Detail Article

Jurnal Administrasi Kesehatan Indonesia

ISSN 23033592

Vol. 1 / No. 4 / Published : 2013-04

TOC : 6, and page :328 - 336

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Original Article :

Factors that affect the high claims ratio of work accident insurance program

Author :

  1. Yunita Kemalasari*1
  2. Stefanus Supriyanto*2
  1. Mahasiswa Fakultas Kesehatan Masyarakat
  2. Dosen Fakultas Kesehatan Masyarakat

Abstract :

Work Accident Insurance Program (JKK) is a form of protection provided to workers when injured at work including occupational disease. Unfortunately the utilization was so high and beyond the claim ratio. In six office branch of PT. Jamsostek, all of them were over utilized. This study aimed to analyze factors that affect the highclaims ratio of work accident insurance program. This was a descriptive study with cross sectional technique design applied. The samples were branch offices of PT. Jamsostek as JKK provider which determined using judgment sampling method. Two branch offices were selected based on it similarity class category branch office.This study showed that among 5 variables studied, control awareness in branch office was the best predictor in claiming the supply induced demand. It related to the possibility of legal hazard in branch office.

Keyword :

accident insurance program, claim management,

References :

  1. Churchill, Craig F, Dominic Liber, Michael J. McCord. James Roth, (2003). Mengembangkan Asuransi bagi Lembaga Keuangan Mikro, Petunjuk Teknis untuk Mengembangkan dan Menawarkan Asuransi Mikro. Jakarta : Kantor ILO Jakarta


Archive Article

Cover Media Content

Volume : 1 / No. : 4 / Pub. : 2013-04
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  3. Evaluation of minimum service standard implementation on toddler pneumonia patients detection program
  4. Assessment of nurse financial incentive compensation system based on equity
  5. Relationship of knowledge and perception gap with inpatient satisfaction of semen gresik hospital
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